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      Use of this Site constitutes an agreement with the following terms and conditions:

      1. KResearch maintains this website (the "Site") as a courtesy to viewers who may choose to access the Site ("Users"). The information presented herein is for informational purposes only. KResearch allows Users to visit the Site, as well as download, copy information, documents and materials (collectively, "Materials") from the Site for their use subject to the terms and conditions contained below, and are also subject to more specific restrictions that may apply to specific materials within this Site.
      2. Unless expressly stated otherwise, the findings, interpretations and conclusions expressed in the Materials in this Site are those of the various authors of those works and are not necessarily the opinions of KResearch.


      3. Information is obtained from sources believed to be reliable. KResearch does not warrant its completeness or accuracy for commerce, or fitness for a particular purpose. The information contained herein may be subject to change at any time without notice. Any person desiring further clarification should seek formal consultation with the relevant authorities. Under no circumstance shall KResearch be liable for any loss, damage, liability or expense incurred or suffered which is claimed to have resulted from the use of this Site, including but not limited to any incompleteness, fault, error, omission, interruption, delay or communication line failure. Under no circumstances shall KResearch be liable for any direct, indirect, incidental, special or consequential damages, including but not limited to negligence, even if KResearch has been advised of the possibility of such damage.
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      7. Nothing in this Site or any Materials shall be construed, implicitly or explicitly, as containing any investment recommendation.

      Links to Third-Party Websites

      8. This Site contains links to third-party websites. The linked sites are not under the control of KResearch, and KResearch is not responsible for the contents of any linked site, or any link contained in a linked site. KResearch provides these links only as a convenience, and the inclusion of a link does not imply endorsement of the linked site by KResearch. These sites may contain information that is copyrighted with restrictions on reuse. Permission to use copyrighted materials must be obtained from the original source.

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