12 Nov 2025 Thai Economy Social AMC expected to assist at least 500,000 retail borrowers (Current Issue No.3622 Full Ed.) คะแนนเฉลี่ย คะแนนเฉลี่ย 5 stars 4 stars 3 stars 2 stars 1 star The Bank of Thailand, Ministry of Finance, and financial institutions are set to roll out the “Clear Debt, Move Forward” scheme through Sukhumvit Asset Management (SAM), which will be repositioned as a Social AMC, to resolve bad debts for retail borrowers with unsecured debt of no more than THB 100,000 per person as of September 30, 2025, as recorded in the NCB database. KResearch views this initiative as an important step in addressing debt problems for retail borrowers and financial institutions (commercial banks and their affiliated businesses) by deploying remaining financial resources (following the conclusion of the “You Fight, We Help” debt relief program) to generate additional benefits. However, the success of this initiative depends largely on borrowers’ ability to resume debt repayment – an essential condition closely tied to the broader issue of household financial and income stability. Additionally, there remain over 2.8 million retail NPL accounts held by other financial institutions that are pending or undergoing debt restructuring. Based on the authorities’ assumption that the program will help roughly 30–50 percent of target borrowers, or around 500,000-800,000 accounts, resolve their debts and return to the formal financial system, KResearch estimates that this program could reduce retail NPLs recorded in the NCB database by approximately 1.0–2.0 percent. Nevertheless, the impact on overall household debt would likely remain limited at around 0.1–0.2 percent. View full article Login / Register Or Enter the code from the poll Annotation This research paper is published for general public. It is made up of various sources. Trustworthy, but the company can not authenticate. reliability The information may be changed at any time without prior notice. Data users need to be careful about the use of information. The Company will not be liable to any user or person for any damages arising from such use. The information in this report does not constitute an offer. Or advice on business decisions Anyhow. Thai Economy Related Analysis View all 12 Mar 2018 Thai Economy Households are Cautious about Spending in 1Q18 According to a survey on household economic conditions for February, views of Thai households across the country toward economic conditions and the cost of living over the next three months remained unchanged. This is reflected in the 3-month Expected KR-ECI that was static at 47.1 in February. Households still had positive views toward income and employment, given the daily minimum wage rise slated for April 2018, while prices of some key agricultural produce, namely “Hom Mali” rice and cassava, have begun to increase. However, households were concerned about growing debt.... Read more 0 KB 0 KB 19 Feb 2018 Thai Economy Thai economy continues to grow in 2018 Growth of 4.0% is expected (Business Brief No.3727) The Thai economy in 4Q17 was buoyed by high growth in exports and tourism, while household consumption started to improve compared to... Read more 0 KB 0 KB 9 Feb 2018 Thai Economy Official launch of EEC: Key to Thailand’s Economic Development (Current Issue No. 2899 Full Ed.) The National Legislative Assembly (NLA) has approved the Eastern Economic Corridor (EEC) bill which is expected to boost investor confidence in large-scale, long-term investments by providing private investors additional incentives, namely non-tax privileges and a speedier process for licensing, in addition to the government's efforts to promote EEC investment through infrastructure projects and tax incentives. ... Read more 0 KB 0 KB 22 Jan 2018 Thai Economy Thai Household Debt May Fall to 77-78% of GDP in 2018 (Current Issue No. 2896) In 3Q17, Thailand's household debt fell from 78.4 percent of GDP – as recorded in 2Q17 – to 78.3 percent of GDP, which could be the res... Read more 0 KB 0 KB 18 Jan 2018 Thai Economy Economy Likely Unfazed by THB5-22 Daily Minimum Wage Hikes Nationwide (Business Brief No.3722 Full Ed.) The National Wage Committee recently agreed to raise the daily minimum wage to THB315.97, on average, or a range of THB308-330 across the... Read more 0 KB 0 KB 12 Jan 2018 Thai Economy Household sentiment toward economy continues to improve for 3 straight months, sending positive signal for private consumption in 1Q18 ... Read more 0 KB 0 KB View all