4 Mar 2025 Financial Institutions Banks are gradually cutting their lending rates; benefits to debtors are pending (Current Issue No.3565) คะแนนเฉลี่ย คะแนนเฉลี่ย 5 stars 4 stars 3 stars 2 stars 1 star After the Monetary Policy Committee (MPC) cut its policy rate by 0.25 percent to 2.00 percent on February 26, 2025, interest rates in the money and bond markets immediately decreased in line with the transmission mechanism of monetary policies.The key focus after this MPC meeting is the announcement of lending rate cuts by commercial banks within one day following the MPC’s decision. MLR (Minimum Loan Rate), MRR (Minimum Retail Rate), and MOR (Minimum Overdraft Rate) were cut by 0.10-0.25 percent, effective from the beginning of March 2025.KResearch expects the rate cut to affect new loan agreements. Still, it may help reduce the interest burden for debtors in the current portfolio when their debt enters the interest repricing period based on the reference rate. Retail and business loans likely to benefit from the rate cut by the middle of this year may account for 56.4 percent of total loans in the Thai banking system. Meanwhile, two key factors to watch for the rest of the year are: 1) whether domestic interest rates will decrease further; and 2) the growth momentum of loans and the overall economy. View full article Login / Register Or Enter the code from the poll Annotation This research paper is published for general public. It is made up of various sources. Trustworthy, but the company can not authenticate. reliability The information may be changed at any time without prior notice. Data users need to be careful about the use of information. The Company will not be liable to any user or person for any damages arising from such use. The information in this report does not constitute an offer. Or advice on business decisions Anyhow. Financial Institutions Interest Related Analysis View all 28 Dec 2015 Financial Institutions “The Baht closed 2015 at around THB36/USD, while the SET rose in the final week of 2015” ... Read more 0 KB 0 KB 21 Dec 2015 Financial Institutions “The Baht rose, but the SET declined on falling telco and foreign investor sell-offs” ... Read more 0 KB 0 KB 14 Dec 2015 Financial Institutions “The Baht fell to THB36.20/USD, while the SET saw a mild recovery after the Fed rate hike” ... Read more 0 KB 0 KB 7 Dec 2015 Financial Institutions “The Baht broke through the THB36.00/USD level, while the SET plummeted on concern over Fed’s liftoff” ... Read more 0 KB 0 KB 30 Nov 2015 Financial Institutions “The Baht held tight, while the SET fell on sell-offs of large-cap shares” ... Read more 0 KB 0 KB 23 Nov 2015 Financial Institutions “The Baht resumed a weaker bias in late week, while the SET declined on rising tension between Russia and Turkey” ... Read more 0 KB 0 KB View all