Display mode (Doesn't show in master page preview)

24 Apr 2026

Financial Institutions

The banking business may face increased uncertainty for the remainder of 2026 (Current Issue No.3641 Full Ed.)

คะแนนเฉลี่ย
•    The net profit for SET-listed commercial banks (nine banks) in 1Q26 stood at THB 66.7 billion, which was on par with the same period of last year. This reflects the sector’s ability to maintain net profit, with non-interest income playing a key role in partially offsetting the pressure on net interest income.
•    However, KResearch views navigating 1Q26 as merely the beginning, as economic uncertainties are expected to intensify pressure on the banking sector’s 2026 performance going forward.
•    KResearch expects that three key issues will require close monitoring, including: (1) Loan portfolio risk management, which may result in overall loan growth in 2026 remaining negative for a third consecutive year; (2) Maintaining a cautious provisioning framework to strengthen risk absorption capacity, potentially pushing the NPL coverage ratio above 195 percent starting from 2Q26; and (3) Overall net fee and service income this year, which may face increased pressure from sluggish economic activity, financial market volatility, and the Bank of Thailand’s (BOT) revision of service fee and pricing standards.

View full article


Financial Institutions

BankBank