Display mode (Doesn't show in master page preview)

2 Nov 2026

Financial Markets

TISA: An innovation in Thai savings and the challenge of designing benefits for savers (Current Issue No.3662 Full Ed.)

คะแนนเฉลี่ย

  • Currently, savers and investors in financial products that meet the Revenue Department’s criteria are entitled to tax benefits, provided that the applicable conditions are met. However, each type of financial product is subject to different limits and conditions. The government has therefore proposed the establishment of the Thailand Individual Savings Account (TISA) to streamline these tax benefits and consolidate investment information from multiple service providers under a single account, with the scheme targeted for implementation for investments from 2027 onward.
  • Lessons from Japan’s Nippon Individual Savings Account (NISA), a similar initiative to promote savings and investment, suggest that benefit limits are only one factor influencing household decisions. Flexible conditions and savings options that accommodate diverse financial goals are equally important.
  • ​KResearch views that TISA will help simplify the tax incentive framework for savings and investment, while its long-term success will depend on its flexibility, financial product options that meet investors’ needs, and an investment environment conducive to savings.

View full article


Financial Markets