Overview
Specialized Financial Institutions (SFI) are state enterprises, established by the state and with the state as shareholder and guarantor. They operate under the control and supervision of the Ministry of Finance. They are the Government Savings Bank (GSB), the Government Housing Bank (GHB), the Bank for Agriculture and Agricultural Cooperatives (BAAC), the Export-Import Bank of Thailand (EXIM), the Small and Medium Enterprise Development Bank of Thailand (SME Bank), the Islamic Bank of Thailand (IBank), and the Small Business Credit Guarantee Corporation (SBCG). Each bank has its own unique objectives. The first three institutions, which have been established since a long time ago, function rather like private-sector banks, that is, they accept deposits from and make loans to the general public with full-service branch offices.
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