6 Mar 2026 Financial Markets Household and business interest burdens in 2026 are expected to decrease by approximately THB 14.0-14.7 billion (Current Issue No.3636 Full Ed.) คะแนนเฉลี่ย คะแนนเฉลี่ย 5 stars 4 stars 3 stars 2 stars 1 star Commercial banks have gradually announced cuts to their lending rates (following the latest February 25 MPC meeting), with the newly adjusted lending rates taking full effect simultaneously among domestic systemically important banks (D-SIBs) on March 4. A key characteristic of this round of reductions is that lending rates have been lowered more substantially than deposit rates, with the primary objective of easing the burden on debtors. In 2026, debtors are set to benefit more from lower interest rates, as the rate cuts in late 2025 have already begun easing interest burdens early this year, while additional reductions during February to March 2026 may gradually take effect over the remainder of the year. KResearch estimates that roughly 71 percent of total outstanding retail and business loans will benefit from these adjustments by 2026, resulting in a combined decline in debtors’ interest burden of approximately THB 14.0-14.7 billion. Conversely, the latest round of bank interest rate cuts may inevitably increase pressure on interest income trends in 2026. Meanwhile, deposit costs may only see limited reductions due to the structure of deposit portfolios. Consequently, KResearch expects the net interest margin (NIM) of Thailand’s banking system to slow to a range of 2.50-2.60 percent in 2026, from 2.76 percent in 2025. View full article Login / Register Or Enter the code from the poll Annotation This research paper is published for general public. It is made up of various sources. Trustworthy, but the company can not authenticate. reliability The information may be changed at any time without prior notice. Data users need to be careful about the use of information. The Company will not be liable to any user or person for any damages arising from such use. The information in this report does not constitute an offer. Or advice on business decisions Anyhow. Financial Markets Interest Related Analysis View all 26 Feb 2018 Financial Markets “The Baht weakened slightly, while the SET closed at near last week’s level.” The Baht fell slightly against the US Dollar. The Baht briefly rose early in the week as the US dollar tumbled on a weak US New Home Sales report and falling US bond yields. However, the Baht reversed those gains and weakened later on the Fed Chairman’s viewpoint toward US overall economic and inflation outlooks that reinforced expectations of further US monetary tightening. However, the Dollar’s upside gains were capped later after the Fed Chairman said that there was yet to be seen any clear picture toward wage increases in the US. In addition, concern toward US trade protectionism weighed on the US Dollar sentiment. ... Read more 0 KB 0 KB 19 Feb 2018 Financial Markets “The Baht weakened, while the SET rebounded to over 1,800 points after some sell-offs.” The Baht weakened against the US Dollar. The Baht fell to mid week amid the US Dollar short-covering ahead of the release of the latest FOMC minutes. The US dollar also gained on the US rate-hike outlook and rising US bond yields. However, the Baht pared some losses somewhat later in the week on investors’ position adjustments. ... Read more 0 KB 0 KB 12 Feb 2018 Financial Markets “The Baht bounced back to over a 4-year high, and the SET rose over 1,800 points.” ... Read more 0 KB 0 KB 5 Feb 2018 Financial Markets “The Baht weakened as the SET faced foreign investor sell-offs throughout the week.” ... Read more 0 KB 0 KB 29 Jan 2018 Financial Markets “The Baht traded in a narrow range, while the SET followed foreign factors.” ... Read more 0 KB 0 KB 22 Jan 2018 Financial Markets “The Baht hit an over 4-year high, while the SET improved late in the week.” ... Read more 0 KB 0 KB View all