In 2025, the number of home ownership transfers may shrink by 4% for the third consecutive year; LTV measures may help stimulate the market, but the impact may not be significant (Current Issue No.3568)

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In 2025, the number of home ownership transfers may continue to shrink for the third consecutive year due to high economic uncertainty, persistent weakness of purchasing power seen in certain consumer groups, and the rising costs of residential properties.
If LTV regulations were to be relaxed to 100 percent, that would benefit the housing market. However, the impact may not be as significant as in previous cases because the financial position of most loan applicants remains weak.
KResearch expects the total number of home ownership transfers in 2025, both by individuals and juristic persons, to reach 334,000, a decrease of 4 percent YoY.

Real Estate and Construction

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